Fast Second Charge
Bridging Finance
Second Charge Bridging Loan
Additional finance for urgent business or property transactions.
As private lenders, we’re able to make fast decisions and complete second-charge loan applications at lightning speed, delivering the essential funding required to complete property transactions ranging from purchases to re-financing, business transactions, unexpected financial emergency transactions, and more.
All status’ considered - we look at the big picture
We’re specialists in structuring complicated and niche finance. Complex lending requirements or credit situations aren’t a problem for us as we always look at the big picture. As a direct lender, we have more flexibility to choose who we lend to and for what purpose.
Call our experts on 0203 780 7610 today or contact us here
Loan Criteria
| Loan Amount: | £26,000 To £2,000,000 |
|---|---|
| Loan Term: | Up to 18 months |
| Loan To Value: | Up to 65% LTV |
| Security: | Residential, commercial & mixed-use property |
| Locations: | UK including NI |
|---|---|
| Decision: | Same day |
| Completion: | 3 - 14 business days |
| Exit: | Sale or refinance |
Finance Uses
Property purchases & investments
Property refurbishment & remodelling
Business cashflow
Debt consolidation
Additional property purchase
HMRC tax bill liabilities
Redeeming existing loans, or charges on assets
Case Studies
£600k Bridging finance on property in Watford
Our customer was in a difficult situation after a bankruptcy order a few years ago in which they owed a substantial amount. The redemption period for a £600k facility was nearing, and the interest rate on this loan would increase significantly after that. The client's financial situation had deteriorated over the past 18 months, and was considering selling their property to settle debt and free up…
Continue reading
£220k Short-term bridge loan to secure a property in Wales for rental
Our client approached us with an intriguing investment opportunity: a house in a stunning location in Wales that had outstanding buy-to-let potential despite the fact that it needed considerable repair. Unable to secure a typical buy-to-let mortgage due to the necessary modifications required prior to mortgage lenders considering a BTL mortgage our client needed alternative property finance. Confident in the…
Continue reading
Large bridging loan for property in Royal Tunbridge Wells
Our client wanted to buy a £2million residential house in Royal Tunbridge Wells, but their funds were locked up in another property that wasn't ready to sell as it required minor refurbishment to obtain full market value. As the property they were selling to help fund their acquisition wouldn't be on the market until 3 months time they needed an alternative source of funds in order to…
Continue reading
£400k Bridging Finance For London Property
The customer consulted a broker in this case because they were in a unique circumstance that required a great deal of personal care and compassion. The client was a young son who had recently experienced the death of his mother. It was a difficult transition for the client because they had spent his entire childhood together in their family home. Our client had no additional siblings or relatives, and he was…
Continue reading